Payment Policy

Payment Policy

Last Updated: June 9, 2026

Welcome to Cozyp (operated by BOUTIQUE BUILT QLD PTY LTD). We strive to provide a secure, transparent, and seamless shopping experience for our United States customers. All transactions on our website are encrypted and processed in accordance with strict digital security standards.

1. Accepted Payment Methods

To ensure full accessibility and maximum transaction protection, we support the following major credit/debit card issuers and secure payment processing services directly at checkout:

  • Visa (Credit/Debit)
  • Mastercard (Credit/Debit)
  • American Express (Amex)
  • Discover
  • Apple Pay (For mobile and supported browser checkout sessions)
  • Google Pay (For secure one-click checkout Android/Chrome sessions)

Note: We do not accept cash on delivery (COD), bank wire transfers, personal checks, money orders, or alternative financing methods not listed explicitly at our checkout interface.

2. Currency and Pricing

  • All prices, quotes, fees, and statements listed on https://www.cozyp.shop are denominated exclusively in United States Dollars (USD, $).
  • For international credit cards or payment instruments issued outside the United States, your card issuer may independently charge foreign transaction or conversion fees. These fees are determined entirely by your issuing bank and are not controlled by Cozyp.
  • Taxes: Sales tax is calculated automatically at checkout based on the applicable state, county, and municipal laws of the shipping destination within the United States.

3. Zero Hidden Costs or Surcharges

Transparency is our absolute commitment. The final price displayed to you at the checkout window is the complete and final amount you will pay. We strictly guarantee:

  • No Payment Processing Fees: We do not add surcharges for using specific credit cards or mobile wallets.
  • No Dynamic Administrative Fees: There are no unlisted processing or handling charges.
  • Free Shipping Nationwide: As detailed in our Shipping Policy, standard delivery to all addresses within the United States is 100% free of charge.

4. Transaction Encryption and PCI Compliance

Your payment security is paramount. To satisfy the highest industry safeguards:

  • Our storefront checkout infrastructure is fully certified to meet the Payment Card Industry Data Security Standard (PCI DSS) Level 1 Compliance.
  • All transactional data, credit card fields, and authentication tokens are transferred securely via Transport Layer Security (TLS 1.3) and Secure Sockets Layer (SSL) robust 256-bit encryption protocols.
  • Cozyp never stores, keeps, logs, or views your complete credit card numbers or security CVV/CVC codes on our internal servers. All raw account data is passed straight to our fully verified, certified payment processors.

5. Fraud Prevention and Verification

To guard our consumers against unauthorized purchases, all orders are systematically scrutinized through an automated fraud detection framework. We reserve the absolute right to delay or reject an order if the Address Verification System (AVS) reports a critical mismatch, or if the transaction triggers flags from our processing gateways. In such cases, our team will reach out via care@cozyp.shop for non-sensitive verification.

6. Billing and Order Confirmation

Immediately upon authorized payment completion, an automated digital invoice and order confirmation summary will be delivered to the email address you specified at checkout (care@cozyp.shop). The billing line item will reflect on your financial statement under the commercial indicator: COZYP SHOP or BOUTIQUE BUILT QLD.